Health Savings Accounts

You decide when and how to spend your health care dollars.

As a solution to curb rising health care costs, we're pleased to now offer Health Savings Accounts (HSAs). Used in conjunction with a high-deductible health plan, an HSA is a way to save money – tax-free – toward your current and future medical expenses.

You can use your HSA just like a checking account for qualified medical expenses. Write checks or use your check card at the doctor's office, pharmacy or any place you make medical purchases. Below are some of the features of an HSA:

• Variable-rate interest checking
• No minimum balance
• No set-up fee
• Free Visa^® Check Card
• First 25 checks free
• Free paper or online statements available

As your HSA funds grow, you also have the option of investing in a higher interest-earning asset, such as a Certificate of Deposit.

A key benefit of an HSA is no spending deadline.The contributions you make belong to you and unused funds stay in your account earning tax-deferred interest.

We make it easy to manage your HSA, pay medical bills and take control of your health care dollars.

For more information or to open an account, visit your local branch office, call 1-888-HNB-2100 or visit us online.