The right banking relationship is key to your business

Do you have a great idea or product and want to launch a business? Or an existing business that you want to take to the next level? Choosing the right business banker is a critical step toward success. Look no further than American Savings Bank.

At American Savings Bank, we are dedicated to finding ways to help our Hawaii businesses grow and thrive. You'll find that, not only is your business relationship manager a banking expert, but also an enthusiastic and creative partner committed to helping you achieve success.

Top five reasons to choose American Savings Bank
Here's what you deserve – and can expect – from a business banking relationship with American Savings Bank.

1. Expertise. Our business relationship managers are knowledgeable about Hawaii companies and industries and the competitive environment, and are experts on the various business products and services offered by American Savings Bank. We'll help you choose the checking account that best fits your business needs. And, we'll explore ways to make sure your funds flow as efficiently as possible among your American Savings Bank accounts.

2. Commitment. Our business relationship managers put in the time and effort necessary to understand how your business works and how it relates to the competition. They can provide insight on how to obtain financing, efficiently manage your cash and keep tabs on your company's financial health.

3. Responsiveness. Your business relationship manager is available to answer your questions and will get back to you quickly – in most cases, the same day and often within hours. You can be assured of a friendly, helpful attitude and professional service.

4. Initiative. If your business relationship manager discovers a product or service better suited to your situation, he or she will contact you to explore how the solution can help your business.

5. Top products and technology. American Savings Bank offers a range of business products and services as well as Online Banking for Business, the convenient, secure way to manage your accounts from anywhere you have Internet access.

American Savings Bank wants to be a partner in your business' success. In fact, two of our business banking officers were named SBA Lending Officer of the Year for their commitment to helping customers obtain small business loans (see accompanying article). To learn more about how we can help your business, visit asbhawaii.com, visit your nearest branch or call (808) 627-6900 (Oahu) or (800) 272-2566 (Neighbor Islands and Mainland).

Cash management services to help your small business Lockbox Services can help your business reduce float, save reconcilement costs and reduce research time by collecting and processing incoming payments from your customers faster. Our Payroll Services* offer complete payroll and payroll tax filing services. Your payroll information can be delivered via telephone, PC or Internet and funding can be done by official bank check or direct deposit. * Upon approval.

Congratulations to SBA Lending Officers of the Year Two American Savings Bank business banking officers, Martin Tadlas and Blake Anzai, were named the No. 1 and No. 3 SBA Lending Officers of the Year for fiscal year ending Sept. 30, 2008.

Martin Tadlas – Lending Officer of the Year, Oahu – 2008 (Gold), 2007 (Gold) Blake Anzai – Lending Officer of the Year, Oahu – 2008 (Bronze)