Safe Driving, Local Style … and save lives! Question: What do you call someone who pulls into a crowded parking lot and backs up against the flow of traffic to get a parking space? Answer: A pickparker! What can drivers do? Be a considerate and patient driver, stay alert and drive defensively and safely at all times. AIG Hawaii wants to remind motorists to drive safely and save lives. That's why you're invited to visit www.aighawaii.com to find out more Safe Driving, Local Style tips and ways to reduce distractions while driving. Remember that American Savings Bank customers receive discounted auto insurance rates from AIG Hawaii, along with AIG Hawaii's AutoPlus Advantages: Discounts for safe driving start immediately when you transfer your safe driving history.* Earned deductible waiver of up to $500 for being a loyal AIG Hawaii customer. 24-hour Emergency Roadside Service – just $5!** Watch for more exciting new offers just for American Savings Bank customers from AIG Hawaii. For more information about the AIG Advantage, call 533-2444 or toll-free at 1-877-533-2444 and be sure to mention that you're an American Savings Bank customer.   *  Applies to new AutoPlus policyholders only.  **  Per vehicle, per 6-month policy period. May be subject to vehicle inspection. Some restrictions apply. NOT A DEPOSIT • NOT FDIC-INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT GUARANTEED BY AMERICAN SAVINGS BANK.

"Help Your Dream Grow" Giveaway Winner Congratulations to Audrey Hee of Kailua who won $500 in American Savings Bank's "Help Your Dream Grow Giveaway" at the 2008 Building Industry Association Home Building and Remodeling Show in January. The prize can be used toward labor and/or materials for a homebuilding or remodeling project. American Savings Bank was a Bronze Sponsor this year.

The articles and opinions in this publication are for general information only and are not intended to provide specific advice or recommendations for any individual. We suggest that you consult your attorney, accountant, financial or tax advisor with regard to your individual situation. Entire publication ©American Savings Bank 2008. All rights reserved.