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Richard Joseph
601 Carlson Parkway,
Suite 1050
Minnetonka, MN 55305
952.449.5115
952.449.5101 fax
763.442.7719 cell
rjoseph@alerusmail.com

Minneapolis/St. Paul

Minneapolis
Trust and Investment Office
Carlson Center
601 Carlson Parkway, Suite 1050
Minnetonka, MN 55305
952.449.5115

St. Paul
Alerus Retirement Solutions
Two Pine Tree Drive
Suite 400
Arden Hills, MN 55112

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The products offered (1) are not FDIC insured; (2) are not deposits or obligations of a bank; and (3) involve investment risk, including possible loss of the principal amount invested.